Data & AI

Your data. Your rules. AI that shows its sources.

Enterprise AI rarely fails to produce an answer. What matters is whether that answer is traceable, documented and supported by reliable evidence. findic develops AI solutions for banking and insurance – from the first use case through to ongoing operation. Our product lines range from evidence-based answers drawn from corporate knowledge to automated compliance support and calibrated forecasts.

Our services

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Our product lines

What sets us apart: analysis, development, integration and operation all come from a single team, in the language of the financial world, no handover between consulting and implementation. Our three product lines cover the areas where AI is making a difference in banks and insurers today.

 

Monitor. Verify. Protect.

Regulatory Intelligence

Keeps your rulebook aligned with regulatory requirements, identifies suspicious patterns in transaction and claims data, and calculates pricing and risks with calibrated uncertainty.

The products
Core Regulatory Engine · FinCrime Engine · Pricing Engine

Understand. Connect. Explain.

Graph Intelligence – agentic where it matters

Understands what the terms in your documents actually mean, organises your knowledge estate and answers domain-specific questions exclusively from your corporate knowledge. Every statement evidenced.

The products
Knowledge Engine · Evidence Engine

Predict. Assess. Optimise.

Predictive Intelligence

Sagt Kündigungen und Finanzströme voraus, beziffert die Unsicherheit jeder Prognose und rechnet daraus, welche Maßnahme und welche Vorsorge sich wirtschaftlich lohnPredicts churn and financial flows, quantifies the uncertainty of every forecast, and determines, on economic grounds, which measures are worthwhile and what level of provision is appropriate.en.

The products
Retention Engine · Forecast Engine

What makes findic different.

Four qualities that distinguish our products from mere claims. You can verify each one.

Decisions, not just answers

Our engines deliver findings, calibrated probabilities and priorities – reasoned, evidenced and auditable by your internal audit.

Traceable, not a black box

Every statement carries its source; every forecast its stated uncertainty – measured and documented, not asserted.

Built for regulated industries

Data protection, auditability and human decision-making authority are architectural principles for us, not an add-on module.

From research into operations

Every product is built on published, verified foundations and is embedded in your systems – with ongoing operation available from us as well.

Our white papers

Every engine has its own white paper, written by the people who built the product. Our standard: expertise you can read for yourself.

The challenge

There are plenty of AI pilots – but only a few AI systems in operation. That is rarely down to the technology: what is missing is evidence for internal audit, reliable answers for the business, and someone to actually operate the system after go-live.

On top of that: knowledge is scattered across documents and systems, while regulatory requirements increasingly demand robust evidence rather than mere statements of intent.

Our answer

Products, not concepts. We develop nothing that someone else then has to build: we embed our product lines into your existing systems and can also manage their ongoing operation. Analysis, implementation and ongoing operation from a single source.

And because responsibility cannot be delegated: our products prepare, verify and document without gaps. The decision is always made by a human.

In brief

Four key Data & AI terms explained briefly: RAG, model calibration, knowledge graphs and audit trails.

What is RAG (retrieval-augmented generation)?

RAG provides a language model with relevant content retrieved from selected documents. The model answers only from verified passages and cites the corresponding sources.

What is calibration in AI models?

A calibrated model produces reliable probabilities: among comparable cases assigned a 70% churn risk, around 70 out of 100 customers will leave over time. This performance is continuously monitored.

What is a knowledge graph?

A knowledge graph links terms, documents and references in a network where the relationships themselves carry information, revealing connections, contradictions and gaps.

What is an AI audit trail?

An AI audit trail records queries, sources, verification steps and model versions, allowing results and decisions to be traced and reviewed later.

How we work

No large-scale project based on assumptions: we start with a single use case, measure its impact, and only scale once it proves itself.

Step 1

Analysis

We examine your data, your rulebook and the process. You receive a robust assessment of what AI can and cannot deliver here.

Step 2

Pilot

A bounded use case, real data, clear success criteria. After six to eight weeks you know whether it works – and what it earns you.

Step 3

Operation

We stay on board: monitoring, documented model versions and ongoing development – with the same point of contact as on day one.

FAQ's 

What does the EU AI Act require of banks and insurers?

Under the EU AI Act, evidence matters more than statements of intent. Depending on the AI system, key requirements include an inventory of AI systems in use, risk classification, technical documentation, ongoing monitoring and the ability to trace decisions. Our products support this evidence through built-in audit trails, documented model versions and monitoring.

Do our data need to be moved to the cloud to use AI?

No, not necessarily. Depending on the technical and regulatory requirements, our solutions can run within your own infrastructure or in data centres located in the EU. Data storage and access controls are configured to meet your requirements.

Do we need to rebuild our existing systems to use AI?

No. Our solutions connect to existing systems and data sources. The required integration is part of our offering and is tailored to your technical environment.

How quickly can an AI pilot deliver initial results?

A pilot using real data and measurable success criteria typically takes six to eight weeks. It then provides robust evidence for deciding whether to proceed to production.

How can generative AI (e.g., LLMs) be meaningfully deployed in the financial sector?

Typical use cases include document and knowledge work (summarization, extraction, classification), support functions in customer service, and assistance with internal business processes. Key considerations here include data protection, access policies, prompt/output controls, and seamless integration into existing processes and governance frameworks.

Let´s join forces today - towards a secure future

Digitalization doesn’t wait for anyone. Start your AI project with findic and make your company fit for the future.
We will look at your use case and tell you plainly what is feasible and what is not.

Feel free to contact us

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Josef Dirnberger

Manager